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For Rural Home Buyers in South Carolina! · Single family homes, condos and modular’s · No cash reserves required · No down payment required · 30 year fixed rate mortgages · No square footage requirements · Loans may be up to 102% of appraised value · Seller concessions up to 3%-6% - No private mortgage insurance (PMI) required!
- No restriction on acreage
- No more thermal requirements on existing dwellings!!! (this is big)
Restrictions: - Income limits apply–(higher than state housing)
- Property must be located in a rural area. Please check property eligibility on website: http://eligibility.sc.egov.usda.gov/eligibility/welcomeaction.do
- Applicants must have acceptable credit history (usually 620 or better but there are exceptions)
- No mobile or existing manufactured homes (modular’s ok)
- No properties with in-ground pools
- No income producing properties
Counties which are completely rural - Abbeville
- Allendale
- Bamberg
- Barnwell
- Calhoun
- Cherokee
- Chester
- Chesterfield
- Clarendon
- Colleton
- Dillon
- Edgefield
- Fairfield
- Hampton
- Jasper
- Kershaw
- Lancaster
- Laurens
- Lee
- McCormick
- Marion
- Marlboro
- Newberry
- Oconee
- Saluda
- Union
- Williamsburg
******all most every county has a few eligible properties so it’s worth checking At your service, Susan Bryant, CRS, GRI, CBR, CM AgentOwned Realty, Preferred Group
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Scanlonville, Mount Pleasant - Announcing a price reduction on Lots 15 & 16 Fifth Ave., a lot / land "Sweeping Marsh and Water Views". Now  MLS® $499,000 - Spectacular Views. Property information
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Dock Permit in Hand
• lot / land "Waterfront Lot"
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MLS®
$799,000
- Best Price Deep Water Lot
The Harbour, Dunes West
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Wow! This is the best price for a true deep water lot on the Wando River in Dunes West. Dock permit in hand for private dock. Partially cleared with recent survey and tree survey available. Gorgeous trees and spectacular views. This lot is absolutely gorgeous and priced to sell quickly. Dunes West is a private, gated golf course and waterfront community with wonderful amenities including golf, tennis, pools, workout center, boat ramp, day dock, and play park. Dunes West Golf offers a beautiful club house with dining room, and full entertainment facilities. Located near area schools, beaches, shopping, fine dining, and only a few minutes to downtown Charleston and the airport.
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• lot / land "A rare find near new super Walmart"
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MLS®
$411,000
- 2.78 acre tract
Awendaw, Charleston County
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5 minutes to downtown Charleston
• lot / land "Fantastic Location"
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MLS®
$585,000
- Marsh and River Views
Scanlonville, Mount Pleasant
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6 spaces fully leased
• 2,880 sq. ft. 2 story "Neo-traditional building"
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MLS®
$1,560,000
- Commercial Building
Ion, Mount Pleasant
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Charming upscale free standing commercial in I'On, a neo-traditional neighborhood with strict architectural control in Mount Pleasant, SC. Approximately 10 minutes to downtown Charleston and patterned on the elegance and charm of this historic city. The building is designed for a variety of uses including restaurants with outdoor dining, offices, and retail shops. Parking is available at the rear of the property and also in the common commercial parking areas. Flood zone C - not located in a special flood hazard area, but flood insurance is always recommended. All 6 units are currently rented. This property would be suitable for an owner/occupant with some spaces rented to others.
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Recently reduced
• lot / land
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MLS®
$214,900
- A best price
The Harbour, Dunes West
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A best buy for this half-acre+ lot in beautiful Dunes West, a gated golf course and waterfront community. Located in an area of gorgeous homes, this lot is very nicely shaped for a custom dream home that will have terrific curb appeal. Dunes West is a popular community that offers golf, swimming, tennis, a play park and workout center, and a boat ramp and dock for boating and fishing adventures. There are new schools, shopping, service centers, and easy access to 526 and the airport. The beaches are just minutes away while historic Charleston is only an easy 30-40 minute drive.
Use your own builder and no time to start construction!
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Beautiful Marsh/Water Views
• lot / land
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MLS®
$559,000
- Terrific Location
Scanlonville, Mount Pleasant
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Terrific Location for this beautiful lot near downtown Charleston. Marsh/water views. Near Remley's Point boat landing and right in the midst of new million dollar homes and neighborhoods. Why fight the traffic when you can be only 5 minutes to downtown Charleston?
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Water Views
• lot / land
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MLS®
$659,000
- Fabulous Lot
Scanlonville, Mount Pleasant
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What a gorgeous lot in a terrific location! This lot is located at the end of a quet street only one lot away from the Wando River. Lots on the river are listed or have solf for $2,000,000 +. Stunning views and river breezes in an area of million dollar homes. Near Remley's Point boat landing and only 5 minutes to downtown Charleston.
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Waterfront Views
• lot / land
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MLS®
$595,000
- 15+ acres
St Helena, Beaufort
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15.5 acres tidal riverfront property with direct access to the ACE basin, Intercoastal Waterway and the Atlantic Ocean by kayak or small boat at high tide. Unmatched 180 degree panoramic Lowcountry view of thousands of acres of tidal marsh flats, uninhabited hammocks, deep water views of the Harbor River, sections of the ACE basin and numerous islands in the SC Heritage Trust Preserve and Nature Conservancy. 6 miles from Hunting Island State Park and the beaches. Over 300 feet on marsh/water of the Harbor River basin. Half mile scenic private driveway with ancient moss-draped oaks. Price includes habitable doublewide mobile home and outbuildings. No warranty on the mobile home since it is a temporary structure. Open pastures, giant oaks and palmettos, and upland marketable timber. Huge garden with utilities and other outbuildings with power. Deep freshwater well, family fire pit and campfires allowed. Ideal for horses, fishing, kayaking, bird watching, hiking, biking, and adventures.
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Golf course lot
• lot / land "Golf Course Views"
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MLS®
$234,500
- A Best Buy
The Pointe, Rivertown Country Club
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One of the last remaining building lots in The Pointe section of beautiful Rivertowne Country Club. Terrific golf course views. Located on a quite cul-de-sac of only 15 lots for privacy and low traffic. Almost all the custom homes are either completed or neariing completion soon. Rivertowne Country Club amenities include golf, tennis, pool, chidren's play park, and sidewalks. The Pointe section has its own private dock and play park for enjoying nature and the out doors. Dock space for 24-hour use. Easy access to the airport, schools, shoppiing, medical centers, and area beaches. 40 minutes to historic Charleston. Rivertowne Country is a gorgeous new community with a fantastic golf course and country club. Residents enjoy walking, bike riding, and nature sighting opportunites. The sunsets over the nearby Wando River are spectacular!
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Water Views
• lot / land "4 acres"
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MLS®
$595,000
- Best Price per Acre
Awendaw, Charleston County
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A best price for 4 acres on the lake! Pepper Plantation is a gated equestrian or country living community located less than 10 miles from Mt. Pleasant's Towne Center. There are miles of trails, a stocked lake, clubhouse, fishing dock, equestrian center with exercise area and show ring, gazebo on the Wando River, training track, round pen, and guest lodge. Each lot allows a single family home, guest house, and a third structure (barn, workshop, etc.) Use your own builder and no deadline to start construction. City water, sewer, and electricity are available. Public boat ramp on the Wando River and golf courses are nearby. Isle of Palms Beach, Mount Pleasant, and Charleston are only minutes away. Near medical centers and the airport. Perfect for retirement living, a country getaway, small horse farm, or retreat.
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Recently reduced. Also for rent
• 1,164 sq. ft., 2 bath, 2 bdrm townhouse
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MLS®
$170,000
- Updated to the MAX
Snee Farm, Mount Pleasant
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Charming condo in popular Ventura Villas, part of Snee Farm, a golf and tennis community. With its location approximately 5 miles to Isle of Palms beach and just minutes to Towne Center for shopping, this location is ideal. Historic downtown Charleston is approximately 20 minutes away. This delightful condo has been recently renovated and updated to the max with new everything including cabinets, granite counters, sinks, tubs, toilets, flooring, windows, siding, roof, and more. The owners will consider renting this property as well. Recently reduced.
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Great bass fishing area
• 1,850 sq. ft., 2 bath, 4 bdrm single story "Super sturdy construction"
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MLS®
$229,000
- Totally Renovated
Santee, Orangeburg County
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What a wonderful fishing and recreation area for your perfect vacation, retirement, or second home. Works great for full time residence as well in this super sturdy home that is concrete block construction faced with new attractive cement plank siding. Recently renovated down to the studs so like brand new, never lived in home. This home is on a deeded lot located at the end of a private quiet road next to a wooded estate for tons of privacy. Located right across the street from Lake Marion, one of the greatest fishing and recreation spots anywhere. Two blocks from a public boat landing and huge fishing pier. The very spacious yard has a driveway that extends from street to street for easy loading and unloading and lots of parking for boats and RV's. There is a huge kitchen, spacious living room, laundry room, wash sink, family room, and new designer bathrooms. Just minutes from major new development in the Santee, SC area for major transportation hub and lots of new jobs coming soon.
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